Protections

Companies and individuals need to protect themselves against certain events. They are usually connected with their family, their business or to cover Bank Loans, Mortgages and Inheritance Tax.

Death Cover :

Provides payment as either lump sum or income in either a specified time or for life. Cover can be either on a level (constant) or reducing basis.

Critical Illness :

Covers against specified illnesses such as cancer, heart disease, or Alzheimer’s.

Income Protection :

In the event of being disabled through accident, illness or injury, cover provided can replace a percentage of your current income.

Waiver of Premium :

Can be added to any of the above to maintain premiums in the event of being incapacitated.

Group Schemes :

For Groups of employees special arrangements can be made.

Death Cover via Pension Schemes :

Tax efficient death benefits are available under pension scheme regulations.

For further details, help or advice please ring or email us, for details visit our contact us page, or complete the enquiry form and we will contact you