| Employers’ Liability |
A statutory requirement if you employ people. The minimum
limit of indemnity any one incident is £5,000,000. Standard
policies tend to give £10,000,000, with no limit for each period
of insurance. |
| Public and Products Liability |
We suggest a minimum limit of indemnity of £5,000,000
any one incident. For Public Liability claims there is no limit in
each period of insurance whereas the Products Liability limit is the
total in any one period. |
| Financial Loss Liability |
Deals with legal liabilities which might arise in your
business activities where there is no damage to other persons property
nor any personal injury. |
| Products Guarantee and Product Recall |
A development of products liability to protect against
costs of replacing products that fail to perform, financial losses
flowing from such failure, costs of recall and destruction of products. |
| Professional Indemnity |
Gives protection for legal liabilities where design
and advice are for a fee. |
| Directors and Officers Liability |
Personal protection for Directors and Officers against
prosecutions liability and legal actions arising from failures in
their duties under Company Acts and Government Legislation. |
| Cyber Liability |
Protection against legal action and damages that may
arise from passing on virus’s, breaching copyright, libel and
slander in respect of the internet and email. |
| Hired in Plant |
Protection for legal liabilities for loss or damage
stemming from contracts involved with hiring in equipment. |